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Financing

Financing Your Dream Remodel

Don't let budget hold you back from the kitchen or bathroom you deserve. We offer flexible financing options with low monthly payments and quick approval.

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Mid-range kitchen makeover San AntonioOakland Heights bathroom remodelCustom white cabinetry kitchen

Don't Let Budget Hold You Back

Your dream kitchen or bathroom shouldn't have to wait because of budget concerns. At OMG Kitchen & Bath, we partner with trusted lending providers to offer financing options that make your remodel affordable. Whether you're planning a complete kitchen renovation or a bathroom refresh, we'll help you find a payment plan that works for your family.

With over 500 completed projects across San Antonio, we've helped hundreds of homeowners turn their remodeling dreams into reality - and financing has made that possible for many of them.

How Financing Works

Getting started with financing is simple. Here's how the process works:

  • Step 1: Schedule Your Free Consultation - We visit your home, discuss your vision, and provide a detailed estimate with 3D design. Financing options are discussed during this meeting.
  • Step 2: Quick Approval Process - Once you decide to move forward, the financing application takes just minutes. You'll receive a decision quickly so you can plan with confidence.
  • Step 3: Start Your Remodel - With financing approved, we schedule your project and get to work transforming your space. You enjoy low monthly payments while we build your dream.

Financing Options

We work with reputable lending partners to offer competitive financing terms. Benefits include:

  • Low Monthly Payments - Spread the cost of your remodel into manageable monthly payments that fit your budget.
  • Quick Approval - Fast application process with decisions typically made the same day.
  • Multiple Term Lengths - Choose from a variety of repayment terms to find the monthly payment that works best for you.
  • No Prepayment Penalty - Pay off your balance early without any additional fees or penalties.

What Can You Finance?

Our financing covers the full scope of your remodeling project, including:

  • Kitchen Remodels - Cabinetry, countertops, backsplash, flooring, lighting, plumbing, and complete kitchen renovations.
  • Bathroom Remodels - Showers, tubs, vanities, tile, flooring, fixtures, and full bathroom transformations.
  • Full Home Renovations - Multi-room remodels, layout changes, and whole-home updates.
  • Room Additions - Expanding your living space with new construction tied to your remodel.

Ready to Get Started?

Financing is discussed during your free in-home consultation. Our designer will visit your home, take measurements, create a 3D rendering, and provide a detailed estimate. At that point, we'll walk you through available financing options and help you find the right plan for your budget. There's no obligation and no pressure.

Call us at (210) 880-2460 or fill out the form to schedule your free consultation today.

Financing FAQ

We work with multiple lending partners who offer a range of programs. While credit is a factor, we encourage everyone to apply. Many of our clients are approved regardless of credit history. We'll discuss your options during the consultation.
The application process takes just a few minutes and you typically receive a decision the same day. In most cases, you'll know within hours whether you've been approved and what your terms are.
Financing is available for projects of all sizes. Whether you're doing a cosmetic refresh or a full gut renovation, we can help you find a financing solution that matches your project scope and budget.
Yes. There are no prepayment penalties. You can pay off your balance at any time without additional fees. Many homeowners choose to make extra payments or pay off their balance early to save on interest.
The initial pre-qualification may involve a soft credit check that does not affect your score. A full application and approval may involve a hard inquiry. We'll explain the process clearly before you apply so there are no surprises.

Get Financing Info

No obligation. We respond within 24 hours.

Ready to Finance Your Dream Remodel?

Get your free in-home consultation and 3D design preview. We'll walk you through financing options that fit your budget.